Know Your Customer (KYC) Policy of Baji

A full KYC verification is mandatory if a user:

• Accumulates lifetime deposits exceeding EUR 2000, or
• Requests to withdraw any amount from their personal account

To complete the verification, users must submit high-quality copies of the following documents:

1. Government-Issued Photo ID (front and back if applicable)
2. A selfie holding the ID
3. A bank statement or utility bill for proof of address

The account is marked as “Temporarily Approved” upon submission. After reviewing papers within a day, our KYC Team sends the user an email with one of the following results:

• Approved: Complete access to the platform is given
• Rejected: The user needs to send in legitimate papers again
• More Information Needed: Until further information is supplied, the status stays the same

Limitations During “Temporarily Approved” Status:

• Users can access the platform normally
• Deposits are limited to a EUR 500 aggregate total
• Withdrawals are not allowed until full approval

To successfully verify your account, make sure you provide your documents properly.

ID proof

The provided government-issued ID must fulfill the following requirements in order to be accepted:

• Features a distinct signature on it
• Issued by a non-restricted list nation (see below)
• The entire name and the name on file for the account are the same
• Three months or more remain until the expiry date
• The holder is at least eighteen years old

Proof of Residence

Users are required to submit a utility bill or bank statement that satisfies certain requirements:

• Issued by a non-restricted list nation (see below)
• The ID and account information match the entire name
• It must have been issued in the previous three months.

Selfie with ID

For verification, users must submit a selfie holding their ID, ensuring:

• The person in the selfie is the same individual as in the ID document
• The ID matches the previously submitted proof of identity, including the photo and document number

Restricted Countries

Users from the following locations are not eligible to use the Service:

• United States and its territories
• France and its territories
• Netherlands and its territories (Bonaire, Sint Eustatius, Saba, Aruba, Curaçao, Sint Maarten)
• Australia and its territories
• United Kingdom
• Northern Ireland
• Spain
• Cyprus

Members who have not gone through full KYC verification cannot make any deposits or withdraw any funds. Users who successfully complete KYC have a maximum deposit amount of EUR 2,000 per transaction. Prior to any withdrawal, a careful algorithmic and manual evaluation is conducted to ensure that the funds are the result of lawful platform activity. Transfers of funds between users are strictly prohibited.